Consumer finance portfolio Fund BNPL-style consumer installment receivables — short-duration, higher-spread portfolio with monthly pass-through targeting 19–22%/yr. Investor funds Dpend Financial Services consumer finance book — avg ticket EGP 25,000, 6–12 month duration, BNPL-style installment receivables. EGP 100,000 minimum ticket; target 19–22%/yr pass-through short duration, higher spread ; monthly distributions; exit via amortization and quarterly redemption window. Risks: borrower default, collections, rate environment, early settlement compression. Segregated consumer receivables pool — Dpend Financial Services originates BNPL-style installment book. Research Pend publishes — not investment advice. Users apply their own mandate.

Consumer finance portfolio

Fund BNPL-style consumer installment receivables — short-duration, higher-spread portfolio with monthly pass-through targeting 19–22%/yr.

Investor funds Dpend Financial Services consumer finance book — avg ticket EGP 25,000, 6–12 month duration, BNPL-style installment receivables. EGP 100,000 minimum ticket; target 19–22%/yr pass-through (short duration, higher spread); monthly distributions; exit via amortization and quarterly redemption window. Risks: borrower default, collections, rate environment, early settlement compression.

Segregated consumer receivables pool — Dpend Financial Services originates BNPL-style installment book.

Research Pend publishes — not investment advice. Users apply their own mandate.