Vehicle financing portfolio Fund a portfolio of cost-plus vehicle installment receivables — monthly pass-through from borrower payments backed by title retained as collateral until final installment. Investor funds Dpend Financial Services vehicle financing book — locally assembled cars from EGP 590,000 2026 , disclosed markup, title retained until final installment. Conventional auto finance 24–28% vs portfolio spread targeting 18–20%/yr pass-through. Fleet reference: economy rentals EGP 18,000–22,000/month, SUV EGP 45,000–55,000; ride-hail net EGP 8,000–15,000/month. EGP 50,000 minimum ticket; monthly distributions; exit via amortization and quarterly redemption window. Segregated vehicle receivables pool — Dpend Financial Services originates; investor receives installment pass-through. Research Pend publishes — not investment advice. Users apply their own mandate.

Vehicle financing portfolio

Fund a portfolio of cost-plus vehicle installment receivables — monthly pass-through from borrower payments backed by title retained as collateral until final installment.

Investor funds Dpend Financial Services vehicle financing book — locally assembled cars from EGP 590,000 (2026), disclosed markup, title retained until final installment. Conventional auto finance 24–28% vs portfolio spread targeting 18–20%/yr pass-through. Fleet reference: economy rentals EGP 18,000–22,000/month, SUV EGP 45,000–55,000; ride-hail net EGP 8,000–15,000/month. EGP 50,000 minimum ticket; monthly distributions; exit via amortization and quarterly redemption window.

Segregated vehicle receivables pool — Dpend Financial Services originates; investor receives installment pass-through.

Research Pend publishes — not investment advice. Users apply their own mandate.